There are also
many financial services companies to choose from – banks (banks give us loans
and also help us to keep our money safe), stock broking companies (they help us
buy and sell shares), insurance companies (they insure our cars and businesses
in case of accident or loss), mortgage companies (they give us loans to buy
houses). All these choices can be confusing and can cause many people to become
anxious about how to manage their money right.
Here are a few things you
can do to help manage your money properly:
·
Make sure that you know everything about your finances. Know how much you earn, how
much you are owed, how much you owe, how many shares you have and in which
companies, how much you get from your investments, and so on.
·
Look for a financial institution or financial advisor who knows what they are
doing, who you can trust, and with whom you feel comfortable. When searching
for a bank or financial advisor, feel free to ask them all that you would like
to know about their products and services. Make sure you are satisfied before
you decide to use them. Make sure you compare their products and services with
those of other companies to see that they are not overcharging you.
·
Practice good
financial habits. If you pay attention to how you spend your money, you
will be sure to see areas where you can improve and save more. Remember the
saying “Cut your coat according to your size”
·
Make sure that you are part of your company’s
retirement plan. Start early to save
for higher education for your children. Give your bank a standing instruction
to pay a specified amount of money into your savings account at certain times;
this will help you accumulate funds.
·
Make sure you develop a financial plan for yourself. Your plan should contain your goals,
the resources you have and steps through which you can achieve those goals.
Your plan does not need to be complicated – it should be simple enough to get
you to start taking the right actions.
·
Make a conscious effort to look for information on financial planning
and investing. Start today - the benefits will last a lifetime.
This has been courtesy Union Bank as part of The Bankers Committee Financial Literacy Public Enlightenment Programmebrought to you by The Bankers Committee, comprising all the commercial Banks in Nigeria and the Central Bank of Nigeria, CBN.
This has been courtesy Union Bank as part of The Bankers Committee Financial Literacy Public Enlightenment Programmebrought to you by The Bankers Committee, comprising all the commercial Banks in Nigeria and the Central Bank of Nigeria, CBN.
Wetin concern d goons..#YMYB
ReplyDeletesounds nice
ReplyDeleteSeen
ReplyDeleteYes! Financial literacy is highly needed in today's economy.
ReplyDelete***ECHOMASS***
Does it include how to manage your broke boyfriend finances? Nice one sha. «QUEENMAYA«REPORTING«LIVE«
ReplyDeleteOk noted. Bobbyferafavorirabo@gmail.com
ReplyDeleteWill this gimmie transport money to go n look for a job?
ReplyDeleteThis is why I like blackberry phones check out BB10, I like it because;
ReplyDeleteTrue multitasking
Easier navigation between running programs
Easier management of running programmes
Expandable memory
Tim-shifting camera
Constant ability to monitor incoming massages
SERIOUSlY cool keyboard
That keyboard goes somewhat "predictive"
.
First of, the keys are much wider than those on iOS, particularly in portrait mode. much easier to type on, even without the new features. Second, the prediction scheme is apparently more adaptive, and pays more attention to the way you write as an individual. Third, the ability to "flick" words into the output is frankly brilliant, and I can confirm it's a game-changer. It's an honest productivity-booster. micheal4rig@gmail.com
Do I have to read all of that?
ReplyDeleteAdvertising things...
ReplyDeleteChinyereoluchi34@yahoo.com say so
ReplyDeleteNice, could use some of that,
ReplyDeleteLinda pls don't forget me, we hv being ur regular commenter b4 ur blog became dis commercial. Do justice this time o, u don't evn post my comment, hv i done anything wrong 2 u???? Pls forgive me o if i hv. #DORO CLASSY# eucharia4u2001@yahoo.com
ReplyDeleteNice one. Thanks Linda.
ReplyDelete...Royalpriesthood
oriaifo@gmail.com
Seriously, this post is for ppl like me that spends unnecessarily αи∂ its not cool. Imagine losing 19k just under 2months cos of my impatience to get a tablet.....they sold itel rubbish to me only to find out twasnt good later
ReplyDeleteHad it been I planned it very well, dis wouldn't have happened
Really need to put this into practice
Thank u Linda for posting this
Linda pls don't forget me, we hv being ur regular commenter b4 ur blog became dis commercial. Do justice this time o, u don't evn post my comment, hv i done anything wrong 2 u???? Pls forgive me o if i hv. #DORO CLASSY# eucharia4u2001@yahoo.com
ReplyDeleteSure need that
DeleteVoting @meetdrealevans and Bonita for the giveaway blackberry passport.. Thanks.
ReplyDeleteSeen
ReplyDeleteseen
ReplyDeleteremsco2sure@gmail.com
okay good
ReplyDeleteReally a good one.
ReplyDeleteIts really needful, so u don't go on bad investments, especially now that the economy of most countries are crumbling. But above all God give real wisdom and the spirit of God helps you to see and know the future...
ReplyDeleteThank you for this lesson well taking
ReplyDeleteIts really needful, so u don't go on bad investments, especially now that the economy of most countries are crumbling. But above all God gives real wisdom and the spirit of God helps you to see and know the future...
ReplyDeletekk gud wrks
ReplyDeleteYes! The importance of financial literacy can not be over emphasized.
ReplyDeleteis good to finance
ReplyDeleteNice one. Valentinechisom7@gmail.com
ReplyDeleteWow.. I'm enlightened! Thanks.
ReplyDeleteis pretty n really gud to invest
ReplyDeleteremsco2sure@gmail.com
Nice one...we don't really know much of our financial institution.
ReplyDeletePls visit my friend's blog for more info
bullsnbearsng.com
GOOD EDUCATION
ReplyDeleteCompany retirement plan... na all company get that plan?..
ReplyDeletesave money n invest
ReplyDeletevry creative
ReplyDeleteWow! I had to read and read again.
ReplyDeleteThanks once again. Job well done dear Linda.
More power to ur elbow.
...Royalpriesthood.
oriaifo@gmail.com
We need it o
ReplyDeletelinda luv.. to select the remaining winners of the blackberry passport starting from wednesday, just pick the 1000th and 2000th comment making it 2 winners per day. that will be fair... ibisokelvin@yahoo.com ... hoping to win this time around having missed out on the 25k giveaway cos of the slow linda's app on BB
ReplyDeleteinvest on wat u wanna bcom 2morw
ReplyDeleteremsco2sure@gmail.com
linda luv.. to select the remaining winners of the blackberry passport starting from wednesday, just pick the 1000th and 2000th comment making it 2 winners per day. that will be fair... ibisokelvin@yahoo.com ... hoping to win this time around having missed out on the 25k giveaway cos of the slow linda's app on BB
ReplyDeletecool
ReplyDeleteOk
ReplyDeleteLols so all this isUnion bank advert?
ReplyDeleteA must for read for anybody who is money miser...............owotheprof@yahoo.com
ReplyDeleteLinda u re not good,u prefer to splash ur money on traitors nd neglect your own faith lib readers..ain't gonna mention names but u know them..even if i won to collect it is something else cos presently am not in nigeria but i only love visiting ur blog to read things that is going on in d country...hopefully i will have share in d bbpassport...#YMYB..
ReplyDeletecongrats ma
ReplyDelete------LIB prince--------
Hmmmm serious mara
ReplyDelete*SavesPage*
ReplyDeletenoted
ReplyDelete------LIB prince--------
Aiit
ReplyDeleteAmakadarlyn@yahoo.com
U can only think of financial literacy when u gat d finance to manage abi?
ReplyDelete#smashyjane#
Well explained, hope those with the finance key in to these. Obumnemeudeze@gmail.com
ReplyDeleteK. Guys vote for me.
ReplyDeleteFaceoflib
Very important. Obumnemeudeze@gmail.com
ReplyDeleteone of the best lil pieces I have read in a while, It speaks to me!
ReplyDeleteHi Linda, I think it’s just nice to stick to plans when dealing with the public, you should have anticipated the amount of people who are gonna be trying to win when you posted the qualification on how to win yesterday, so you saying you can’t be bother to read over 6k messages is RUDE and unacceptable which I think you should tender an apology for letting everyone go through that stress of writing because we the fans made your blog what its today. I live in the uk but I visit your blog over 20times each day even while at work so next time stick to plans. Richlyblessed007@gmail.com
ReplyDeleteknowledge is power terry4realg@gmail.com
ReplyDeleteGood
ReplyDelete#Commenting thru Glo 4G LTE
Nice one
ReplyDeleteThis is true.
ReplyDeleteCan any one borrow money from banks to do business without collateral ? I have many yielding business to run in my hart but finances are the probs I hope someone would through more light on it!!!!!
ReplyDeleteKk next pls
ReplyDeletehello linda it has been long i came online ..i lost my phone .. i really missed u ..
ReplyDelete.
.
.
.
.
from NWA NKWERRE
cjay ekwem
mbamrose@gmail.com ten lucky winners plsssssssssssssssssssssssssssssssssssss GOD BLESS YOU
ReplyDeletehello linda it has been long i came online ..i lost my phone .. i really missed u ..
ReplyDelete.
.
.
.
.
from NWA NKWERRE
cjay ekwem
hello linda it has been long i came online ..i lost my phone .. i really missed u ..
ReplyDelete.
.
.
.
.
from NWA NKWERRE
cjay ekwem
Ok #onelovefromSnow#
ReplyDeletembamrose@gmail.com ten lucky winners plsssssssssssssssssssssssssssssssssssssssssss GOD BLESS YOU HAPI XMAS
ReplyDeletePractice good financial habits.
ReplyDeleteNice.......bimbovat@gmail.com
ReplyDeleteNice One...I Hear U
ReplyDelete
ReplyDeleteHonestly the importance of financial literacy can never be over emphasized.
Good knowledge to have.
PLSSSSSSSSSSSSS mbamrose@gmail.com GOD BLESS YOU Ten lucky winner
ReplyDeleteThanks.
ReplyDeleteo set
ReplyDeleteThank you Bankers' committee for enlightening us a little, we need more of it.
ReplyDeleteMy bank weldone!
ReplyDelete😂😂
ReplyDeleteNot a good one...kabirmayowa82@gmail.com
ReplyDeleteCool.. yemightbabe@yahoo.com
ReplyDeleteOk,that is my bank already
ReplyDeleteOk seen
ReplyDeleteNice one Linda. Very educative
ReplyDeleteHmmmn we don hear ooo
ReplyDeleteNiceee
ReplyDeleteOnyx u b thief na only u?after 100k u still want passport,chop alone u see the p with Nigerians,wen Linda self Don turn the 100k to ur property yearly...hisss
ReplyDeleteThe problem is no one would want u to join them in their lines of business all they tell u is u can't do it, its not a childs job. First point-True, second point- Interest rate is killing. Third point- booking keeping comes in and i agree with others points. Funmiajaka@yahoo.com
ReplyDeleteGood idea brings forth positive action.
ReplyDeleteThanks linda for d education
ReplyDeletevery well, its important to checkmate cheating
ReplyDeleteBORING... ANOTHER MONEY ADDED INTO LINDAS ALREADY FAT ACCOUNT. LOL
ReplyDeletemakes a whole lot of sense,so help me God
ReplyDeleteLinda mi o
ReplyDeleteOk
ReplyDeleteNoted
ReplyDeleteHi Linda, permit me to go off post. Av being a big fan of LIB 4 almost 4yrs and av invited a lot of pple to d blog. Aspa d BB passport giveaway, I really deserve it bcos I refresh d blog page countless times a day though I hardly comment. Infact, I can hardly say any news without mentioning LIB. If u can remember someone dt sent u an email abt 3yrs ago saying she was unable to view ur blog thru er bbcurve which u replied saying u were wrking on smthg on d blog & even mailed back afterwards if I can den view d blog. Pls am still using d bb curve & it's so old nw. I hop & pray dt win a bbpassport so dt I can also step up.
ReplyDeleteLinda I deserve it bcos am a die hard LIB fan. Khadijah_ak@yahoo.com. Pls Linda, I really want dis bb cos my present phone, bb curve is old & bb is d ONLY smartphone av ever used. Ie a loyal bb customer too.
Ok...tips for the non social sciences students
ReplyDeleteThis is very enlightening. Having more of these would be very helpful.
ReplyDeletefinancial education Is key to financial success.
ReplyDeleteMosesi.edeh@gmail.com
cool. educative
ReplyDeleteI agree with you. No easy to read thousands of comments for the BB giveaway. Maybe you should just used your church mind to select whoeveru think deserve it. The funny thing is even pp who have high tech fones, better fones, pp who have 2 to 3 sophisticated fones will still want this BB Passport. I will suggest you just randomly picx any reader from comment session to have the remaining.
This one na for who get money.
ReplyDeleteWe still dey huzzle.
ReplyDeleteWe ll get there.
ReplyDeleteWe dey come Union Bank
ReplyDeleteEducative Though.
ReplyDeleteWe ll reach that level some day.
ReplyDeleteTnx for writeup lin. Its quite informative nd interesting. THE LORD IS MY STRENGTH
ReplyDeletea.k.a EDWIN CHINEDU AZUBUKO said...
ReplyDelete.
Linda wan turn here to economic class o...
*GLO BRING 3G TO KONTAGORA*
.
.
***CURRENTLY IN JUPITER***
Hmm
ReplyDeleteVery well said. Every one needs to know this. Bonaria, Onyx and Ed dreamz don't spend all ur 100k careless bcos it a gift. Invest it.
ReplyDeleteAnd U linda, hope u hav Gd investments
they fail to tell us that you will only earn the complete interest on your savings account if you do not withdraw from the account and the interest is like 2%, not bad for investment, the major thing about savings is understand yourself and do not over spend, you are not in competition with anybody but yourself. To save or to spend is a big decision, that we must take with caution,Not all promos are good deals, research as shown that most Promo customers, are impulse purchase(I am a victim too, as i like awoof). Above all i think we Nigerians need to take our finances seriously. You can follow me on twitter @pistis03 for tips on #personalfinance
ReplyDeleteLinda wat came over you? Talking about money instead of sexual issues. Am impressed
ReplyDeleteseen
ReplyDeleteOkkkkk
ReplyDeleteOlleycynthia@yahoo.com
it's stuff like this that interests me d most..... thanks linda for sharing it...
ReplyDeletecool. well noted.
ReplyDelete^
^THAT EDOBOY.COM~
cool. well noted.
ReplyDelete^
^THAT EDOBOY.COM~
Nice writeup! Thanks for the info!
ReplyDeleteKnowledge is very important.
ReplyDeleteNoted..
ReplyDeleteI decided to comment here, I am a lib reader since 2010 and when I started I commented through my phone then but did not go, so since then I haven't commented,this is the second tym. I love ur blog and it keeps me informed. keep doing what u do, I cant say much because there are a lot to commend u for since I started.i hope ure not angry at those of us who just read and go kudos and merry chrismas.
ReplyDeleteNt bad
ReplyDeleteHmmmmm
ReplyDelete~@iamjbankz SA to President Jonathan 2015~
So informative and educative. For those that don't know how to manage their resources? Here is a tip
ReplyDeletethanks for the write up
ReplyDeleteEverybody really need financial literacy
ReplyDeleteThis is very useful information.
ReplyDeleteHi Linda, I think it’s just nice to stick to plans when dealing with the public, you should have anticipated the amount of people who are gonna be trying to win when you posted the qualification on how to win yesterday, so you saying you can’t be bother to read over 6k messages is RUDE and unacceptable which I think you should tender an apology for letting everyone go through that stress of writing because we the fans made your blog what its today. I live in the uk but I visit your blog over 20times each day even while at work so next time stick to plans. Richlyblessed007@gmail.com
ReplyDeleteWat is my offence i ask again? If i am not welcome in ur blog please just let me know so dat i wil utilize my time in doing oda tins..... U hardly post my comment n it is so unfair. #DORO CLASSY# eucharia4u2001@yahoo.com
ReplyDeleteInteresting good knowledge to bag for new year.its funny hw ppl tel u wat to do n wat not to do in ones' page on top ur own money!!!!!naija nawa ooo abeg Linda my own be say abeg no vex dis olamide advert dey scare me die abeg u fit remove am
ReplyDeleteVery good post here. Everyone needs to learn the importance of finance and how it affects everyone's lives. The more you know, the better you'll get. The more successful you will become.
ReplyDelete